Retirement Savings
IRA Refresher
In 2019, the IRS increased the limit on annual individual retirement account contributions to $6,000 from $5,500. The catch-up contribution for people ages 50 and up remained the same at…
Read MoreHealth Care Roundup
By now, most of us know to check with our health insurance company to make sure our physician or specialist referral is covered by our health care plan and within…
Read MorePension vs. 401(k)
Given a choice, which would you choose: a guaranteed fixed income for the rest of your life, or a lump sum that you could invest? As it turns out, lots…
Read MoreAnnuity Strategies
In a 2017 Nationwide Retirement Institute survey, financial advisors revealed some of the primary concerns of today’s pre-retirees, including maintaining their current lifestyle during retirement. These people also are less…
Read MoreHow Market Moves Affect Investor Decisions
The National Bureau of Economic Research recently explored how continued low returns can influence saving, investing and retirement behaviors. According to the report, diminished returns tend to motivate people to…
Read MoreRetirement Readiness
The Indexed Annuity Leadership Council recently published a report that included a scoring mechanism for how “retirement ready” Americans are based on job status. “White-collar workers” rated just below 50…
Read MoreRetirement Investing
Retirement planning looks much different than it did a century ago. With lifespans and retirements lasting longer, it’s not just about planning for a financial future; we must also create…
Read MoreThe Income Gap and the Economy
The income gap between the wealthy and the poor is widening in the U.S.1 Why does that matter? Because there are studies that indicate a wide swathe of income differentiation…
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